What is it and who qualifies?
Transition to Retirement (TTR) is a strategy used to maximise your superannuation in flows whilst maintaining income levels in the lead up to retirement. The strategy works only with the 55-65 age group that qualify for a TTR pension. 

How it can benefit you:
Through salary sacrifice techniques, the tax payable on your income can be minimised through the reduced tax rate applicable to Superannuation fund contributions. This means less tax and a significantly higher Super balance come retirement time....that means more to live on!
Through a TTR pension which draws on your super, the above can be achieved without reducing your current income level, meaning no change to your lifestyle in the lead up to retirement.

Do not hesitate to ask your financial planner for any further detail regarding this or any other strategy.

View Case Study