What is it?
As part of the extensive Financial Planning services we offer, our feature product is the Direct Portfolio Service. This is a highly recommended and successful portfolio of investments that is fully researched, executed, administered, adjusted and reported on by TGS Wealth. If you haven’t got the time to do the research yourself, let our proven expertise do it for you!

How it can benefit you:
The centre piece of the DPS, the TGS Model Portfolio has outperformed the All Ordinaries Index consistently since inception and is the key part of the overall service that provides a maintenance-free way of investing in quality assets. With the tax reporting and administration taken care of for you, we provide quarterly reports; a full annual review and the portfolio can be seen by you online at anytime. The portfolio can be part of a Self Managed Super Fund, a gearing strategy or simply your investment for a future goal. See other Strategy Flyers for more details on SMSF and gearing.

The risks involved:
Investing in shares does have its risks as has been highlighted recently. However, the strategy is a long term one with a time horizon of at least 5 years and with this and specific diversification techniques, volatility like we have seen, can be smoothed out and the long term up trend in the stock market will return. One thing to note is that every negative year in the stock market for the last 30 years has had a positive rebound the year after. Don’t miss out!

As this will be part of a full financial plan, your risk profile will be determined and catered for by your adviser in your plan to ensure you are completely comfortable with your investment.

What it costs:
In addition to the standard financial plan fees, the cost of the service is as follows:

Administration Fee – 1.1% pa (inc. GST) of the value of the portfolio.  Charged quarterly with a min. fee of $1000.

Performance fee – 22% pa (inc. GST) of any return above that of the All Ordinaries Index for the agreed period.

Our guarantee – If the portfolio does not outperform the All Ordinaries Index, we will rebate the administration fee equal to this performance. In other words we do not get paid if we do not perform!

Performance History: